Questions and responses on finder.
Then, you can try again.
If your account allows overdrawing, you can be charged a fee, like with a check.
You will usually get that error you stated above when an account is in Test Mode, transactions may be submitted that will not be authorized or charged to the account numbers provided in the transactions.
Also, some retailers like Giant Food grocery stores, have policies put in place disallowing the purchase of gift cards with a credit or debit card to try to minimize potential fraud.
If your card has already expired, contact your institution to see if you can get a replacement card expedited.